Effective 06/16/08

With Credit Based Lending, your loan rate will be determined according to your personal credit profile.  Now, when you call to inquire about our Used Auto loan rates, you will hear a range of rates.  Once we determine your credit profile, we will offer you the best possible rate.  

*APR - Annual Percentage Rate

**Down payment or trade-in.  1 & 2 Year Old Models can use a 60-month term on financing.

$250 required for auto loan in shares - Shares may also be pledged as part of the down payment for security of auto loan

In order to expedite the loan process, you will need to supply the Credit Union with copies of the following documents:

• Completed Application (Signed and dated)
• Copy of your current pay stub
• Copies of other income
• Copy of the Dealer Sales Agreement
• Copy of your Driver's License
• Copy of Proof of Insurance
• If Private Ownership, year/make/model/VIN

Please return completed application form and document copies to the Credit Union or Campus Representative.  Information can also be faxed or sent through interdepartmental mail.  Once received, the Credit Committee will review your loan application and you will then be notified of their decision.  If you have any questions in the loan application process please feel free to contact us.

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